5 Must-Have Coverages for Small Businesses in 2025
- nicolelashonna
- May 5, 2025
- 1 min read
General Liability InsuranceCovers customer injuries, property damage, and legal costs. It's the foundation of protection for any business.
Commercial Property InsuranceProtects your office, tools, or equipment—even if you work from home.
Business Owner’s Policy (BOP)Combines liability + property at a lower cost. A great starter bundle for small businesses.
Commercial Auto InsuranceRequired if you drive for business—even in your personal vehicle. Covers accidents, liability, and more.
Workers’ Compensation InsuranceCovers employee injuries and is often required—even if you only have one part-time worker or 1099.
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